Same amount, date and bank reference
Accounting, Tasks & Debt Collection for SMEs
Manage finances, invoices, expenses, daily tasks, and receivables from one secure environment—without disconnected spreadsheets or fragmented workflows.
✓ Company data isolation✓ Role-based access✓ Modular plans
New · Bank automation
Turn bank statements into a clear review list
Upload CSV or XLSX files and let PayNTrack compare every bank row with income, expenses, invoices, payments, loans, transfers, and journal entries.
Likely existing accounting transaction
Review before recording it again
Keep it ready for manual review
✓
Human approval stays in control
Imported rows never create accounting records automatically.
AI-powered data entry
Take a photo. Let AI prepare the expense.
Capture a receipt from your phone or upload an image or PDF. PayNTrack reads the date, merchant, total, payment method, and individual items—then prepares everything for your approval.
- ✓ Camera, image and PDF upload
- ✓ Receipt total and date extraction
- ✓ Individual item recognition
- ✓ Suggested expense categories
- ✓ Summary or itemized posting
- ✓ Human review before posting
Receipt detected
Office supply purchase
Date
18 Jul 2026Merchant
Office StoreTotal
PKR 10,915Extracted itemAmount
A4 printer paper6,250
Ballpoint pens1,800
Document folders1,200
Sales tax1,665
Item total matches receiptDifference: 0.00
AI suggestions never post without user approval.
All-in-one operational utility
Everything needed to run the business clearly
Connect financial control with practical daily workflows in one accessible platform.
Accounting
Chart of accounts, journal entries, ledgers, trial balance, and complete bookkeeping.
Explore feature →Invoicing & Payments
Create invoices, track receivables, and manage customer payments and balances.
Explore feature →Expense Management
Record business spending, manage expense heads, budgets, wallets, and recurring costs.
Explore feature →Project & Task Management
Organize departments, projects, assignments, work statuses, and team activity.
Explore feature →Debt Collection
Monitor outstanding balances, payments, and collection follow-ups from one place.
Explore feature →Financial Reporting
Review profit and loss, balance sheet, trial balance, ledgers, and business summaries.
Explore feature →AI Smart Parsing
Turn plain-language financial descriptions into structured accounting entries for review.
Explore feature →AI Receipt & PDF Extraction
Capture or upload receipts and extract totals, dates, merchants, and itemized expense lines for review.
Explore feature →Bank Statement Matching
Import CSV or XLSX statements, find existing transactions, and review every match before posting.
Explore feature →Branches & Permissions
Separate branch activity and control what every user can view or change.
Explore feature →Built to win back your time
Bookkeeping your whole team can actually use
PayNTrack combines guided daily entry with accountant-grade controls. Owners get clarity, staff get simpler workflows, and accountants keep the audit trail.
One connected workflow
Capture → Review → Match → Approve → Report
Simple daily use→
Easy for non-accountants
Record income, expenses, loans, and transfers in everyday business language while PayNTrack handles the bookkeeping.
Less data entry→
AI receipt review inbox
Photograph or upload receipts, extract individual items, and approve the suggested accounts before posting.
Faster reconciliation→
Bank statement matching
Import CSV or XLSX files and identify exact matches, likely matches, duplicates, and missing transactions.
Safer accounts→
Duplicate protection & safe undo
Catch repeated transactions before saving and reverse posted mistakes without deleting accounting history.
Learns your workflow→
Remembered transaction rules
Recognize familiar descriptions, vendors, amounts, categories, payment accounts, and branches.
Better decisions→
Business health at a glance
See profit, cash movement, money owed, upcoming repayments, and month-end warnings clearly.
Built on core values
Business software should feel straightforward
Simplicity
Clear screens and practical workflows reduce friction in daily operations.
Practicality
Designed around real accounting, invoicing, expense, and task processes.
Efficiency
Shared data and structured workflows reduce duplicate work and manual mistakes.
Security
Tenant isolation, roles, and permissions help protect company information.
Transparent pricing
Choose a plan that fits your team
Current plans and features are loaded directly from PayNTrack.
Free
The basics you need to get started, completely free of charge.
Free
- ✓Accounts Limit: 20
- ✓Ai Smart Parsing Limit: 5
- ✓Invoices Limit: 10
- ✓Journal Entries: 100
- ✓Users Limit: 1
- ✓Bank Statement Import Rows Limit: 250
Starter
Starter plan for small businesses
Rs 1,500/ month
- ✓Users Limit: 5
- ✓Ai Smart Parsing Limit: 25
- ✓Journal Entries: 1000
- ✓Accounts Limit: 100
- ✓Invoices Limit: 200
- ✓Bank Statement Import Rows Limit: 500
Growth
Balanced plan for small teams
Rs 4,000/ month
- ✓Users Limit: 10
- ✓Ai Smart Parsing Limit: 75
- ✓Journal Entries: 10000
- ✓Accounts Limit: 500
- ✓Invoices Limit: 2000
- ✓Bank Statement Import Rows Limit: 2000
Business
Custom plan for large organizations
Rs 9,000/ month
- ✓Users Limit: 100
- ✓Ai Smart Parsing Limit: 100
- ✓Journal Entries: Unlimited
- ✓Accounts Limit: Unlimited
- ✓Invoices Limit: Unlimited
- ✓Bank Statement Import Rows Limit: 5000
Ready to get organized?
Experience practical, user-focused business software
Start your account or request a walkthrough tailored to your accounting and operational needs.